Not an election cycle goes by without voters hearing the vehement rantings concerning changes to America's debt-laden system of retirement security from both challengers and incumbents in the democratic process. There are cries of instability, injustice, and the unfairness to seniors which both the plan's current state and its recommended improvements seem inevitably bundled with. Despite the flashy and divisive media points which these meandering arguments can stir up, they almost universally miss the centrist and pro-American mission of reforming and revamping the fundamentals of the Social Security System.
Contrary to the popular talking point of the center-leftists, stabilizing the retirement system is actually an incredibly secure and generally risk free process that can be accomplished through a one time dedication to cooperation within both houses of Congress.
In order to effectively reform Social Security, the National Alliance Party proposes a three factor process. First, Congress must act to create an umbrella organization for all current Social Security participants over the age of 50. This net will transfer all the retiree funds to a secondary agency for a 40-year mandate of continued service after these Americans choose to cease working. As the years pass and these citizens retire, they will not be affected by an immediate burden of funding their own retirement if their careers were not adequately successful enough. By insisting on securing the future of seniors in our country, the government can avoid unnecessary political bloodshed from the older crowd in forthcoming elections.
Next on the government's plate would be legislation to establish a safety net for the lower half of the impoverished American population. Using basic logic, the poorer and likely the less educated people of this nation should not be trusted with their own retirement funds, as a simple investment mistake could devastate them. In this manner, even the most vulnerable financially would be able to avoid the potential trap of poor decisions with what they have been entrusted with in life.
It might seem so far as if this system would not change the sagging weights of the current retirement agency, but its crowning piece is yet to come. Under this more ideal proposal, the government would transfer retirement accounts for the middle class to solidly based 401k investment securities. Instead of handing money to the potentially reckless, Congress could secure people's funds within nearly impenetrable savings accounts while removing the insane burden which is Social Security from the shoulders of future American taxpayers.
Realistically, America has few other choices when dealing with this issue. As a nation with innumerable foreign and national security interests, we can hardly afford to cut the defense budget out of convenience to bring in more supportive revenue. A mass tax levy might work, but Americans would hardly stand for it at the polling booths, and we do not have enough graduates starting their own companies which may be targeted for more public funds.
In the 21st Century, it is the duty of every elected official and the people whom they represent to make sacrifices for the good of the future. Social Security might have sounded fine in promotion, but in practice it has become a terrible burden which threatens to cripple out economy in the relatively near future. But despite its menace, a series of tough and unrelenting steps can dramatically turn the tide for the good of the people. This is not about politics; it must be about responsibility.
Ayla Samadi
National Alliance Vice President for Domestic Affairs
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